Here is the binder that I made today for bill paying. I am the worst offender when it comes to paperwork, I have been known to put many a pile of paper into a plastic bag to get it out of sight! The 2nd thing I hate even more is filing! My idea was to put all bills into one binder and at the end of the year - empty the binder, keep what you need for taxes or major purchases and then toss the rest. Even though a good portion of my bill paying is done online, I no longer receive many of the bills in the mailbox, and I opted for e- bills instead.
Here is the breakdown of how I organized the binder:
1st I purchased a binder from Walmart for just under $4.00 this one is by Avery. The cover is from Geographics letter head paper (less than $2.00 for 25). Although I love the way people design their own covers, I however, do not have a graphics software and this was my easy way out!
The Avery tabs were also purchased from Walmart - again under $4.00. I have seen many people grab file folders from the dollar section at target - 3 hole punch them and make them into dividers. I liked these tabs because of the oval shape and the online design maker was really easy to use and make the labels. Use whatever you have available to you.
Next I typed up the cover pages for each section.
Bill Planning Page Cover
Credit Cards Cover
Insurances Tab Cover
House & Mortgage Tab Cover
Miscellaneous Tab
Bank Loans Cover
Tax Deductions Cover
Utilities Cover
I designed and printed every month of 2013 to keep track of when bills are due.
Monthly Calendar
Lastly I printed out a recording keeping page for the year of when bills were paid each month.
These are the categories I used for my binder, think of what bills you have and divide your binder up accordingly. When a bill comes in the mail - 3 hole punch it and place it under the appropriate category. Mark on your log that is has been paid. In December collect all sections - keep what you need then discard the rest. Everything for taxes will be in one binder!!
Hope this was helpful <3
Tina
